Updated September 2026

ANZ Solar Finance

ANZ Good Energy Home Loan is a home-loan top-up for eligible energy-efficient upgrades, including solar, with borrowing from $3,000 to $80,000 over a three-year fixed term.

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ANZ Good Energy Home LoanThree-year fixed term
Finance limit / structure$3,000–$80,000
Term / rate afterRate set by ANZ at drawdown
ExampleANZ's public Good Energy page currently describes the three-year fixed product but does not display a numeric rate. Check the current advertised rate before applying.
EligibilityAn eligible ANZ home loan is required. Solar applications need an eligible quote and confirmed installation date.
Check current details →
Bank
Headline offer
Limit
Key point
Westpac
0% for 5 years
Up to $50,000
Designed to be repaid in full within five years; solar systems and batteries are eligible.
ANZ
1% p.a. fixed for 3 years
$3,000–$80,000
Good Energy Home Loan; current EECA comparison lists an existing ANZ home loan requirement.
ASB
1% p.a. fixed for 3 years
Up to $80,000
Better Homes Top Up; solar panels, batteries and inverters are eligible; minimum equity criteria apply.
BNZ
1% p.a. fixed for 3 years
Up to $80,000
Better Future top-up; renewable energy including panels, batteries and inverters is eligible.
Kiwibank
Variable home-loan rate
Product-specific
For eligible systems over $5,000, Kiwibank says it can contribute up to $2,000 over four years; SEANZ installer requirement applies.

Rates, limits and eligibility can change. This comparison is general information, not financial advice. Confirm current terms with the bank before applying. Source checks: bank product pages and EECA, 24 September 2026.

What matters beyond the headline rate

Compare the loan and the solar system together.

Low-rate periodCheck what happens when the promotional period ends and whether you intend to clear the balance before then.
Borrowing limitBattery storage, switchboard work, EV charging and hot-water upgrades can change the total project value.
Equity & eligibilityMost products are home-loan top-ups and have lending, equity and property requirements.
Quote requirementsSeveral banks require a valid quote or invoice from a qualified installer before funds are released.
Make the finance useful

Get the system designed first, then take a real number to your bank.

Revolve can model the property in Aurora, prepare the proposed equipment and scope, then give you a solar quote you can use when discussing finance with your lender.

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